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TECHNOLOGY

niceSigTM niceLogonTM niceMail ESCOETM niceCloudTM
 

niceNobodyTM

sustain Internet account holder's privacy for using Internet account anonymously with capability of tracking down the real name if and only if necessary.

The main advantage of niceNobodyTM is to “... turn up the online economic engine, so online e-commerce is not shaken by the fraudsters that are out there” as stated by White House cyber czar Howard Schmidt.

niceRaker intends to contribute niceNobodyTM to national governments with supports for establishing the niceNobodyTM system.

 
 

Please see more info from niceNobody tutorial.

 
 

An Ideal Solution

A Contradictory Combination - Sustain Privacy, Surely Track Down Real Name.

  • Utilizing the existing real name - Individual doesn’t need to further provide private info.

  • Service provider doesn’t have or even know any private info including real name - Individual doesn’t need to worry about the misuse of private info by service provider.

  • It doesn't change one iota for the individual to use the account anonymously.

  • National government has nice reasons to request the capability of tracking real name - ensure safety and legality of Internet communication while privacy is sustained appropriately.

Major Functions

  • Authenticate Internet account user to be truly the account holder.

  • If necessary, national security agency may easily track down the real name of account holder.

 

  • Info service provider is unaware of real name of account holder, account holder may use account anonymously in the identical way as without niceNobody™.
  • Info service provider may verify account holder’s or web site visitor's age, such as for viewing porn content, without knowing the date of birth for the privacy purpose.

  • Government agencies may utilize Internet for providing services reliably, such as issuing licenses, conducting survey, etc., significantly reduce processing costs, provide convenient processes to the public.
  • Bundling with niceLogon™ that allows user to log on government online services without using common password that has been stolen quite often. With niceLogon™, not only server verifies user, but also user verifies server to avoid misconnecting to a faked server.

  • If combing with niceMail®, SPAM and e-mail viruses and other illegal e-mails could be extinct.

How Does niceNobody™ Work?

  • Internet account holder generates a niceSig™, activates niceNobody™ with a bank that the Internet account holder has a bank account with.

  • Internet account holder provides the bank's domain name to the Internet service provider so that the Internet service provider may query the account holder's niceSig™ from the bank and authenticate the identity of the account holder.
  • If and only if necessary, national security agency, based on laws and regulations, may obtain the Internet account holder's niceSig info from the Internet service provider, easily track down the real info of the account holder including real name, ID number, mailing address, telephone number, mobile phone number, etc. at the bank.

  • Government record agencies (driver license, passport, etc. that have record of individual's date of birth) may query individual's niceSig from the bank and authenticate the identity of the individual as Internet service provider does.
  • Internet service provider may qualify the account holder's or web site visitor's age with government record agencies without knowing the account holder's or web site visitor's date of birth.

  • When individual sets up a new account with government online service, if there is no need for age qualification or knowing the date of birth, government service agency may query the individual's niceSig from the bank or government record agency and authenticate the identity of the individual; if age qualification or date of birth is required, government service agency may query the individual's niceSig™ and the required age info from government record agency instead.

Why Banks Are the Nicest Entities for Activating niceNobody?

  • Banks already verified lots of bank account holders' identities when opening new bank accounts.

  • Many banks have been sending e-mails to many account holders' e-mailboxes that may be used to receive Activation Info to activate account holders' niceNobody.
  • If bank has no effective e-mail address of an account holder, it won't be difficult for the account holder to provide an e-mail address to the bank; the worst case is - the account holder goes to a neighboring bank branch office.

Minor's Account

subNiceSig

  • In the event that an individual, even if a minor, has no bank account, it is quite easy for the individual to open a new account with a neighboring bank branch office. (niceNobody optionally provides subNiceSig for minors that has no bank account. After initial authentication via guardians, minors may independently use their Internet account without interfering any of guardians' accounts.)

What Are the Benefits for Banks to Participate in niceNobody™ Program?

  • More accounts, more services, more revenues.
  • Once participating in niceNobody, banks are ready to provide more services in innovative ways, even resolving long-existing critical problems, including ~

 

niceRemit - safely allows bank account holders to remit fund from any place at any time.

It could be useful for the account holders. For example, if the account holder is delayed in a trip and must pay apartment rent before being able to go back, the account holder may safely use a notebook computer or mobile phone to remit fund to the landlord.

niceRemit provides a reliable way of authenticating the account holder's identity.

After authentication, it is up to the bank for guiding the remittance based on bank's policies.

The request of remitting will be electronically signed by the account holder.

nicePayer - eliminates embezzlements of credit card accounts for online shopping.

It performs authentication to ensure that the payer is indeed the credit card account holder prior to processing payment.

It fills the loopholes of online credit card payment that the payee is unable to check the payer's signature on the credit card as on-site shopping.

It is independent of and may complement the currently existing payment processing system.

  • niceRaker intends to provide free licenses of niceRemit, nicePayer and other possible banking services by utilizing niceSig to banks that participate in niceNobody.

Cost-effective and Secure Government Online Services

 

  • Via Internet; no need for any on-site interview for checking ID documents.
  • niceLogon™ for eliminating password-stealing.

  • Significantly reduce costs of setting up new accounts with authentication and performing services with security.

Hierarchic and Distributed Authenticity of niceNobody System

It is Risky to Put All Security Eggs in One Basket

Hierarchic Authentication of Identities

  • The individual's niceSig is activated for niceNobody by bank because ~ individual's real info is supposed to be verified on-site when opening a bank account; many banks has valid e-mail addresses of many bank account holders; if necessary, usually it is quite convenient for the individual to visit a neighboring bank branch.

  • All Internet service providers, driver license agency and passport agency may query the individuals' niceSig from banks; then authenticate the identities of the individuals.

  • After querying the individual's niceSig and authenticating the individual's identity, driver license agency and passport agency may qualify the individual's age for Internet service providers without revealing the individual's date of birth.

  • All servers of banks, Internet service providers, driver license agencies and passport agencies are required to have a registered domain name; each server submits a server's niceSig to its domain register agency; each domain register agency verifies the server's identity with the account password that was used for registering domain name.

  • Domain register agencies submit their niceSig to Administration Center; Administration Center verifies the identities of domain register agencies.

  • Administration Center verifies servers' identity when any entity obtains a server's niceSig for the first time.

  • How to ensure the validity of Administration Center? (confidential)

Looks Complicated? But Almost Fully Automatic

  • The hierarchic authenticity of niceNobody™ looks quite complicated, but the execution is almost fully automatic.

  • The execution time of process is very short; individuals feel nothing in most of cases.
  • Once an entity obtains a niceSig and authenticates the identity of a counterpart, mutual authentication will be performed between both sides without involvement of any other entity in the later communication. Therefore, the authentication process turns into distributed mechanism to disperse the workload.

Only activate once.

Once for each service provider.

Fully automatic mutual authentication prior to every further communication.

Combining With niceMail

 

Malicious SPAM, e-mail viruses, and illegal e-mails could be extinct.

Everyone's Benefits

  • Government ~ based on feasible technologies and sustenance of privacy, reasonably enforce national Internet ID policy; if necessary, national security agency may easily track down real info including real name of Internet account holder; due to the deterrent effects of easy tracking real name, malicious intents of using Internet accounts could be significantly reduced (even if not extinguish); reliably provide government services online to reduce processing costs.

  • Individual ~ prevent account from being embezzled; eliminate damages caused by SPAM and e-mail viruses; support national government’s security policy while sustaining privacy.
  • Bank ~ increase bank accounts for more business opportunities; apply niceSig™ to many services with authentication mechanism supported by niceRaker.

  • Info Service Provider ~ easily comply with government’s Internet security policy; verify account holder‘s or web site visitor's age to fulfill requirements by laws; authenticate the account user is indeed the account holder; prevent account from being embezzled, misused, or illegally used; significantly reduce workload of fighting against SPAM and e-mail viruses; with permission by laws, track down the real name of bad account holder.
  • niceRaker ~ contribute to nation and society; visible to the public for business promotion.

If you have any questions, please send an e-mail to info@tips4internet.info
 
     
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